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贴现率是(  )

单选题
2022-05-23 06:39
A、银行对其最有信誉的客户所收取的贷款利率
B、银行为其定期存款支付的利率
C、中央银行对商业银行的存款支付的利率
D、当商业银行向中央银行贷款时,中央银行所收取的利率
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正确答案
D

试题解析

贴现率有两种含意:①金融机构向该国央行作短期融资时,该国央行向金融机构收取的利率;②将未来资产折算成现值的利率,一般是用当时零风险的利率来当作贴现率,但并不是绝对。因此答案选D。

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