方先生今年38岁，月平均工资5000元；方太太36岁，月平均工资6000元，两人均享有社保。他们有一个聪明的儿子，今年10岁。三口之家生活和美、稳定，月平均支出在3000元。在上题中，若保险公司在两年后发现方先生年龄误告，则（）。

　　简述人身保险合同的年龄误告条款。

简述人身保险合同的常用条款：不可抗辩条款、年龄误告条款、宽限期条款、复效条款、不丧失价值任选条款。

年龄误告条款

Every deliberate act of wrongdoing by the master or any of the crew against the ship or cargo，without the authorization or privity of the Shipowner or his agent，is（）.

（）, or drum is used for hauling in or letting out the wires or ropes which will fasten the ship to the shore.

A salvor may be（）the whole or part of the payment due under Salvage Convention to the extent that the salvage operations have become necessary or more difficult because of fault or neglect on his part or if the salvor has been guilty of fraud or other dishonest conduct.

The （） is used for hauling in or letting out the wires or ropes.

Vessels must be（）valid certificate of nationality or certificated of registry or license.

When loading or discharging dry mud or cement，crew members should use goggles and（）.

逻辑运算符（AND、NOT、OR）的运算顺序是AND→OR→NOT。

逻辑运算符（AND、NOT、OR）的运算顺序是AND→OR→NOT。